Build Wealth with Smart Property Investments
Investing in property is one of the most reliable ways Australians build long-term wealth, but the lending process can feel overwhelming if you’re doing it alone. From choosing the right loan structure to understanding cash flow, tax benefits, and lender policies, there are dozens of decisions that directly impact your returns.
As trusted mortgage brokers in Australia, we specialise in helping investors secure the right loan strategy from day one. Whether you’re buying your first investment property or expanding your portfolio, we guide you through every step: researching lenders, comparing rates, explaining your borrowing power, and structuring your loan for maximum flexibility. Our goal is simple: to help you invest with confidence, clarity, and a strategy that supports your financial goals.
Why Property Investors Choose KD Loans
How We Help You Succeed as an Investor
1. Strategic Loan Structuring: We tailor your loan setup to maximize tax benefits, improve cash flow, and support future investments.
2. Access to Investor-Friendly Lenders: We compare multiple lenders offering competitive rates, flexible options, and strong investor policies.
3. Cash Flow & Borrowing Power Guidance: We help you understand repayments, rental income impact, and how to maintain healthy cash flow.
4. Equity & Portfolio Growth Planning: We show you how to use existing equity safely to fund additional properties over time.
5. Support from Purchase to Settlement: From evaluating loan options to settlement coordination, we manage the details so you don’t have to.
Frequently Asked Questions
Most lenders require between 10%-20% deposit, but with strong financials, lower-deposit options may still be available.
Yes, many investors use equity instead of cash, which reduces upfront costs and keeps savings free for emergencies.
Yes, but it depends on your financial profile and lender policy. Interest-only can improve cash flow but requires a strategic approach.
Lenders typically count 70-80% of expected rental income toward your servicing capacity.
Stamp duty, legal fees, inspections, loan fees, and ongoing maintenance. We help estimate everything upfront.
Still Have Questions?
Our mortgage experts are here to help. Get personalized advice tailored to your situation.