Structured Finance for Commercial Growth
Commercial lending plays a critical role in helping businesses acquire property, expand operations, and manage long-term growth. Whether you’re purchasing commercial premises, refinancing existing facilities, or funding business expansion, commercial loans involve more complex assessments, stricter lender requirements, and tailored financial structures.
At KD Loans, we help businesses secure commercial finance solutions that align with their operational and growth objectives. As mortgage brokers in Australia, we work with a broad network of lenders to structure commercial loans based on cash flow, asset strength, and long-term viability, providing clear guidance, efficient processes, and financing strategies designed for sustainable business success.
Why Businesses Choose KD Loans for Commercial Lending
How We Support Your Business Finance Needs
1. Commercial Property Financing: Assistance with purchasing offices, warehouses, retail spaces, and industrial properties.
2. Cash Flow-Based Lending Solutions We structure loans that consider business income, trading history, and financial performance.
3. Refinancing & Loan Restructuring We help businesses improve cash flow by reviewing and restructuring existing facilities.
4. Growth & Expansion Funding Support for business expansion, new locations, equipment purchases, and working capital needs.
5. Lender Negotiation & Policy Expertise We negotiate terms and guide you through complex lender requirements and documentation.
6. End-to-End Commercial Support From initial assessment to settlement, we manage the process so you can stay focused on your business.
Commercial Finance Solutions We Arrange
1. Commercial property loans
2. Business premises purchase loans
3. Commercial refinancing
4. Development and construction finance
5. Equipment and asset finance
6. Working capital and cash flow solutions
Frequently Asked Questions
A commercial loan is a finance solution used by businesses to purchase property, fund operations, or support growth.
Deposits typically range from 20-30%, depending on the property type, business strength, and lender.
Yes, commercial loans generally carry higher rates due to increased risk and complexity.
Usually business financial statements, BAS, tax returns, bank statements, and lease details (if applicable).
Timeframes vary, but most commercial loans take 3-8 weeks, depending on documentation and valuation.
Still Have Questions?
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