Turning First-Time Buyers Into Proud Homeowners
Buying your first home is a major milestone- exciting, meaningful, and often a little overwhelming. At KD Loans, we understand that this decision isn’t just financial; it’s personal. Our role is to guide you through every step with clarity, support, and expert advice, so you always know what to expect and what comes next.
As mortgage brokers in Australia, we take the time to understand your goals, explain your options in simple language, and help you secure a loan that truly suits your situation. From exploring properties to preparing documents and settling into your new home, we’re here to make the entire journey smoother, less stressful, and far more achievable.
Making Your First Home Purchase Simple
KD Loans helps first home buyers understand their options clearly and confidently. We assess your financial situation, explain available grants and incentives, and compare home loans from multiple lenders to find the right fit. Our goal is to make your first home journey smooth, stress-free, and well-informed.
1. Personalized Loan Guidance: We tailor every recommendation to your income, lifestyle, and long-term goals.
2. Clear Explanations at Every Step: No jargon, no confusion - we make sure you understand each decision.
3. Access to Multiple Lenders: We compare a wide range of loan products to find what truly fits you.
4. Support From Start to Settlement: We stay with you through inspections, paperwork, approvals, and settlement.
First-Home Buyer Schemes You May Be Eligible For
Australia offers several government programs to help first-time buyers enter the property market sooner. At KD Loans, we help you understand which schemes apply to your situation and how to use them effectively.
1. First Home Guarantee (FHBG): Helps eligible buyers purchase a home with a smaller deposit without needing lender’s mortgage insurance.
2. Help to Buy Scheme: The Help to Buy program reduces the amount you need to borrow by allowing the government to co-purchase a share of your home.
3. Regional First Home Buyer Guarantee Supports buyers purchasing in regional locations with similar deposit benefits.
Frequently Asked Questions
Most buyers aim for 5-20%, but schemes may reduce this requirement. We help you understand what’s realistic for your situation.
Yes, several lenders offer low-deposit options, and some government schemes make it easier. We show you all available paths.
Typically income statements, ID, bank statements, and savings history. We guide you through all requirements.
Most approvals take 2-6 weeks depending on your lender and paperwork. We help speed things up by preparing everything correctly.
We assess your eligibility based on income, location, and property type and help you make the most of available benefits.
Still Have Questions?
Our mortgage experts are here to help. Get personalized advice tailored to your situation.